On social media or in a messenger you see a tempting offer: “Work from home, 1 hour a day”, “Financial assistant wanted”, “Rent out your card for a week and earn a percentage”. Students and job seekers are targeted most often.
Here is how it works: someone else's money lands on your card, you withdraw it or send it on to another card or a crypto wallet, and keep a share as your “salary”. In reality this is usually money stolen from fraud victims, and you become a “money mule” — the link used to cover their tracks.
When the police follow the money, the first name they find is yours. “I didn't know” does not protect you: the result can be criminal liability, frozen accounts and banks refusing to serve you.
How to protect yourself
- Never hand over your card, online-banking access or SIM card — not even to “rent” them out.
- An offer to pass someone else's money through your card is not a job, it is a crime.
- Avoid “little work, lots of money” vacancies with no interview and no contract.
- Already involved in such a scheme? Stop immediately, contact your bank and report it to the police (102).
- Tell your friends about this danger, especially younger ones.
Came across scammers?
Tell us — let's protect others.