Personal budget without stressStep 1 of 6
Your first income: stipend, salary, side job
What gets deducted from a salary, the “pay yourself first” principle, helping family and setting limits, common first-income mistakes.
The amount in the contract vs. on the card
Nərgiz is 19, studies at university and works evenings in a café. At the interview she was told a salary figure, but a bit less arrived on her card. A mistake? No — deductions set by law are taken out of a salary.
Tap a card to flip it
How do you find the exact number?
Ask the accounts department for a payslip, or ask your employer: what’s the gross amount, what’s deducted, and what will you take home. Tax rates can change — check current details in official government sources.
True or false?
«The amount in your contract is always what arrives on your card.»