Personal budget without stressStep 1 of 6
Goals and habits
Setting SMART goals, resisting impulse buys, the “wait 24 hours” rule, subscriptions and the pressure to keep up with everyone.
“I want to save” is not a goal
Tural is 19 and says, “I want to save.” A month passes and nothing is saved. The reason is simple: the goal is too vague. For what? How much? By when?
Tap a card to flip it
Tural’s new goal
“I’ll save 1,200 AZN for a study laptop in 10 months — 120 AZN a month.” Now it’s clear what to do each month.