Personal budget without stressStep 1 of 6
Where does the money go?
Learn to track a month of spending, spot small “leaks” and separate essential costs from wants.
The 25th and an empty card
Aysel is 24, works in an office in Baku and gets 900 AZN on her card every month. Yet by the 25th the card is almost empty. Ask her where the money went — and she can’t say.
What is a budget?
A budget is not a list of bans. It is a map of your money: how much comes in, how much goes out and where. With a map, you choose the route.
True or false?
«Budgeting is only for people with a big income.»