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Transfers, QR codes and e-wallets
Transfers by card or phone number, QR payments and e-wallets are convenient. But you need to recognise tricks like "I sent it by mistake, please send it back".
A transfer in one tap
Elchin sends 50 AZN to his brother, who studies in Ganja, using his phone number. One minute later the money is there. Convenient!
But convenience has a flip side: unlike a card purchase, a transfer you made yourself is often hard to reverse.
Check before you send
If the app shows the recipient's name before you confirm, always read it. If it doesn't match the person you expect, stop the transfer.