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PaymentsBeginner
Safe cards and digital payments
Pay by card, online and by QR with confidence
5 lessons 35 min 120 XP Certificate
How card payments work, which card details are secret, how to check an online shop, how to transfer money and pay by QR code safely, and what to do if your card is lost or money leaves your account without you. Five short lessons, real-life examples, practice simulators and a final exam with a certificate.
Course programme
- 1How card payments workYou tap your card and two seconds later it says "Approved". Who takes part in that payment, and what is the 3D Secure code for?6 min+30 XP
- Card secrets: what to show and what to keepCard number, expiry date, CVV, PIN and SMS code: what each one is for, what you can tell whom, and why no one should ever ask for your PIN.7 min+30 XP
- Shopping online safelyHow to check a shop, why an "unbelievable discount" is risky, and why a separate card and limits help when you shop online.7 min+30 XP
- Transfers, QR codes and e-walletsTransfers by card or phone number, QR payments and e-wallets are convenient. But you need to recognise tricks like "I sent it by mistake, please send it back".8 min+30 XP
- Lost card or a payment you didn't makeWhat to do in the first minutes if your card is lost or stolen or an unknown payment leaves your account, how to dispute it and what to prepare.7 min+30 XP
The first lesson is open without sign-up. Register to unlock the rest and save your progress.Start for free