Defending Against ScammersStep 1 of 7
Phone and SMS Scams
Calls from the "bank security service", texts with links and one-time code traps. Learn one rule for life: never share an SMS code or a PIN with anyone.
A call to Grandma Səkinə
Grandma Səkinə lives in Shaki and receives her pension on a card. One morning someone calls "from the bank". The voice is friendly and even knows her name and the last digits of her card.
Phone call
online
Watch out
The text says it plainly: "do not share" and "transfer". The code doesn't cancel anything — it confirms sending the money to the scammer. Grandma Səkinə did the wise thing: she hung up and called her grandson Tural.